?? ?? ?? ??? ???? ???? ?????? ?????????? ????, ?? ?? ???????·??? ???? ???? ??????? ???? ??????????????????? ??·??·??·??????????? ??????????? ????????????? ????????? ?? ???? ??. (??????? ??? ???????? ??? ??????????????????)???? ?? ??????? ??? ?????? ?? ?? ??????? ??? ????????????- Reviews/suggestions for effective finances management and red